
NAUT tracks 57 crypto payment companies whose own NAUT description names a payments product, read from the database on 4 November 2026. 43 of the 57 carry a named decision maker, 105 people in total, and 50 list a live domain, so a BD lead or an investor can open a row and find the person behind it.
How the list was built: on 4 November 2026 NAUT held 238 rows tagged with the Payment sector, 236 of them live. 166 of those carry a description, 75 of the descriptions name a payments product, and reading the 75 row by row removed 9 rows that turned out to be something else, plus 3 rows with no live naut.so page. That left 63. A second pass for this article removed 6 more, 3 that failed a source check and 3 on their own description, so 57 are published below. The People column is the count of decision makers each row holds on NAUT on 4 November 2026, and a 0 means NAUT lists nobody at that company yet, which is a gap in NAUT's record and not a claim about the company's team.
What was source-checked, and what was not: 20 of the 63 shortlisted rows had the claim "this company builds a crypto payments product" checked against the company's own site or a named third-party source on 4 November 2026. 17 passed and are published. 3 failed and were dropped: Abound, whose own site sells money transfers from the US to India with no crypto named, Altitude, whose site markets a business account and no crypto payments product, and Arf, whose site sells liquidity and settlement to payment companies instead of a payments product of its own. 3 more rows were dropped on their NAUT description alone: Paybis, described as a crypto exchange and on/off-ramp, USDGO, described as a stablecoin issued by a federally chartered bank, and Bnext, a payment fintech with no crypto in its description. The remaining 40 published rows were not put through that source check, so each of those rests on the description NAUT holds.
How do crypto payment companies split by what they build?
The 57 rows fall into 6 groups, read off each row's own description, and the With a name column counts the rows that name at least 1 decision maker. Cross-border rails and payment APIs are the 2 crowded ends, at 12 rows each, and they also hold most of the people NAUT has on file.
| Group | Rows | With a name | People |
|---|---|---|---|
| Cross-border rails | 12 | 12 | 28 |
| Merchant checkout | 11 | 8 | 17 |
| Cards and apps | 9 | 4 | 8 |
| Payment APIs | 12 | 11 | 25 |
| Payroll and payouts | 6 | 3 | 9 |
| Payment networks | 7 | 5 | 18 |
| Total | 57 | 43 | 105 |
13 of the 57 descriptions name stablecoins or digital dollars directly, which is the clearest signal of a new build rather than a card programme bolted onto an old one.
Which crypto payment companies does NAUT track, and what does each build?
Every name links to its NAUT page, which carries the team, the domain, the X account and any funding NAUT holds.
Cross-border transfers and remittance rails
| Company | NAUT description | People |
|---|---|---|
| Global commercial payment platform | 2 | |
| Stablecoin-based cross-border payment service provider | 2 | |
| Stablecoin-based cross-border transfer platform | 1 | |
| Cross-border payment platform | 2 | |
| Cross-border payment platform | 2 | |
| Stablecoin cross-border payment platform | 2 | |
| Global money transfer app | 2 | |
| Cross-border payment solutions | 3 | |
| Cross border settlement infrastructure | 3 | |
| Global payment platform | 2 | |
| Digital banking app for cross-border collections, payments and settlements on USD-pegged stablecoins | 2 | |
| Digital dollar payment platform | 5 |
Caliza's own site, read on 4 November 2026, describes itself as providing "compliant, real-time payments and USD account infrastructure for global businesses." Cedar Money's own site on the same day leads with "Pay your supplier abroad from Africa. Fast, at a guaranteed rate."
Merchant checkout and payment gateways
A crypto payment gateway sits between a merchant's checkout and a chain, so this group is the one most e-commerce and retail teams meet first.
| Company | NAUT description | People |
|---|---|---|
| Real-world payment network bridging fiat and crypto, with a ramp solution into Web3 | 2 | |
| Cryptocurrency payment gateway | 3 | |
| Cryptocurrency payment solution | 4 | |
| Digital currency payment solution | 2 | |
| Crypto payment system for retail, e-commerce and vending machines | 0 | |
| Blockchain payment solution | 1 | |
| Digital asset payment platform | 0 | |
| Crypto payment solutions with a wallet, the PCI token and merchant integrations | 0 | |
| Payment service provider | 1 | |
| Blockchain payment company | 2 | |
| Web3 payments platform | 2 |
2 rows in this group need a second look before anyone pitches them. Helio's hel.io domain now redirects to the commerce product of the company that bought it in January 2025 for $175M, and Centi's own site carries little product copy, so the check used a press release about its seed round and its stablecoin micropayments work instead.
Cards and consumer payment apps
| Company | NAUT description | People |
|---|---|---|
| Web3 debit card | 2 | |
| Stablecoin-based payment fintech | 3 | |
| Payment platform joining crypto and traditional currencies in multi-currency accounts | 0 | |
| Digital payments app | 0 | |
| Crypto payment app | 0 | |
| Web3 payment app | 0 | |
| Tools for mass adoption of blockchain payments | 2 | |
| All-in-one payment token powering the FlyX Pay app | 1 | |
| Interoperable digital payments platform | 0 |
Holyheld's own site, read on 4 November 2026, sells stablecoin on and off ramps, clean APIs and a business account for several entities, so the card sits on a business account for companies. HesabPay was confirmed through a chain case study published in December 2023 that calls it "the first and only interoperable digital payments platform in Afghanistan", because the company's own page returned a 404 to NAUT's fetch on 4 November 2026.
Payment APIs and settlement infrastructure
| Company | NAUT description | People |
|---|---|---|
| Stablecoin payment API | 4 | |
| Payments infrastructure platform | 2 | |
| Payments infrastructure platform | 2 | |
| Non-custodial payment infrastructure with an API and dashboard, $2B+ processed | 3 | |
| AI-native payments infrastructure with a universal stablecoin ID | 1 | |
| Payment platform for non-custodial wallets | 3 | |
| Payment and financial infrastructure | 2 | |
| Payment infrastructure for digital assets | 2 | |
| Blockchain-based instant payments platform | 2 | |
| Enterprise stablecoin treasury and settlement platform | 0 | |
| Digital payments company | 1 | |
| Payment solutions | 3 |
The 2 rows that read the same on NAUT read very differently on their own sites. Borderless calls itself "The orchestration network for global stablecoin payments", while DTR's site now says the company is part of a listed digital asset platform, so the DTR row is a record of the company and no longer a live sales target. BlindPay describes itself as "an API-first infrastructure for global finance, connecting stablecoins".
Payroll, invoicing and treasury payouts
| Company | NAUT description | People |
|---|---|---|
| Payment and monetization platform for invoicing, payouts and payroll in stablecoins | 6 | |
| Compliant crypto payroll platform | 2 | |
| On-chain invoice settlement platform | 0 | |
| USAT payroll and settlement infrastructure with on-chain credit | 0 | |
| Payment solution for AI agents | 1 | |
| Payments and crowdfunding platform | 0 |
This is the smallest group at 6 rows, and the 1 that a B2B software seller can reach fastest: payroll and invoicing teams buy compliance, custody and FX help early. AllScale's own site calls it a "Self-Custody Neobank for Global Businesses", and NAUT's description records $6.5M raised in total funding.
Payment networks and protocols
| Company | NAUT description | People |
|---|---|---|
| Open-source cryptocurrency for instant, private, low-fee payments, run as a DAO | 3 | |
| Decentralized payments-focused platform | 2 | |
| PayFi network for 24/7 stablecoin payments and credit | 6 | |
| Continuous streams of payments | 6 | |
| Payment network | 1 | |
| Makes global payments inexpensive, secure and fast | 0 | |
| Next-gen payment network | 0 |
These 7 rows are networks and protocols, so the buying unit is a foundation or a core team. Dash's own site, read on 4 November 2026, pitches "Money without borders: instant, confidential, convenient, affordable, and secure", and Fuse Network's site leads with "Last mile payments, onchain". NAUT's description for Huma Finance records over $46M raised across 2 funding rounds, the last of them a $38M Series A.
Which crypto payment companies have a named decision maker?
43 of the 57 rows name at least 1 decision maker, and all 43 include a founder, CEO, chairman or president among them. 14 rows hold 3 or more people, 55 of the 105 in total. The table is ranked by how many people NAUT holds for that company.
| Company | People | Who NAUT lists | Group |
|---|---|---|---|
| 6 | Payroll and invoicing | ||
| 6 | Network | ||
| 6 | Network | ||
| 5 | Cross-border | ||
| 4 | Payments API | ||
| 4 | Gateway | ||
| 3 | Network | ||
| 3 | Payments API | ||
| 3 | Santiago Alvarado, Co-Founder and CEO | Cross-border | |
| 3 | Michael Gao, Co-Founder and CEO | Card app | |
| 3 | Tristan Wallaert, CEO | Payments API | |
| 3 | Niklas Höjman, Co-Founder and CEO | Payments API | |
| 3 | Rahul Shinghal, Co-founder and CEO | Cross-border | |
| 3 | Gateway |
The other 14 rows list no person on NAUT yet, so NAUT holds no route into them today: ivendPay, SmartPay, Paycoin, Wirex, Kasta, Join, DLTPAY, HesabPay, Velocity, Zeebu, Pact Labs, Litas, MobileCoin and Tevau. Anyone listed can ask NAUT to remove their page at https://naut.so/legal/data-deletion.
What this list tells a BD team selling into payments
- The group decides the pitch. 12 rows build cross-border rails and 12 build payment APIs, and a compliance or FX product lands differently in each.
- 4 of the 57 rows name a person whose title is business development, partnerships or growth: Kyle Hagan at Dash, Jeremy Yeung at RedotPay, Alessandro U.M. Raboni at Transak and JJ Ortiz at Zebec Protocol. Those are the warmest first messages on the list.
- 7 of the 57 rows carry no domain on NAUT, so verify the company is still trading before a sequence goes out.
- 2 rows on this list sit inside bigger groups now, Helio and DTR, so check who owns the product before you name it in a deck.
- Pick 1 group12 rows are cross-border rails and 12 are payment APIs, so 1 pitch rarely fits both.
- Open the 14 deepest rowsThey hold 55 of the 105 people NAUT has on this list.
- Message the BD title first4 rows name a business development, partnerships or growth lead, starting with Kyle Hagan at Dash.
- Check the row before you writeHelio and DTR both changed hands, so confirm who owns the product today.
What this list tells a founder raising in payments
- 13 of the 57 descriptions name stablecoins or digital dollars, so a deck that says "stablecoin rails" is already in a crowded room. Name the corridor, the licence and the merchant type instead.
- 43 rows carry a named decision maker and 14 do not. A row with a founder, a live domain and a team is what an investor or a partner opens first, so a thin page costs inbound.
- The 6 rows in payroll, invoicing and treasury payouts are the thinnest group, and 3 of those 6 list nobody on NAUT, which is where a new entrant has the most room.
- Among crypto payments startups raising now, the comparison set an investor will build is this list, so know which 11 gateway rows and which 12 API rows you will be measured against.
- Name your groupSay which of the 6 groups you sit in, because 12 rows already claim cross-border rails.
- Read your 11 or 12 rivalsGateways are 11 rows and payment APIs are 12, with their teams on each NAUT page.
- Fix your own row14 of the 57 list no person on NAUT, and that is the page an investor opens first.
- Find the warm intro43 rows carry a named decision maker, so a mutual backer or operator is usually 1 hop away.
How do you reach the decision makers?
Open the company's NAUT page from the tables above, then the person's page. Each person page shows the role, the X account and which verified channels NAUT has on file, and 105 people sit across the 43 rows that name anyone. For a cold open, the 4 business development and partnership leads named above are the cheapest first try; for a product or integration question, 9 of the 14 deepest rows also list a CTO or head of engineering alongside the founders.
Related reading on NAUT: Crypto neobanks: 13 of 67 on NAUT offer an account or card and Stablecoin funding: 13 startups raised $316M, no VC led twice.
Can you pull this data through the NAUT API?
Yes. GET https://api.naut.so/v1/projects?sector=Payment&limit=100 returns the Payment-tagged rows this article filtered by hand, and GET https://api.naut.so/v1/projects/redotpay returns 1 company with its team, each call 5 credits with Authorization: Bearer $NAUT_KEY. The endpoints and fields are at naut.so/docs/api and the plans at naut.so/pricing, where Essential is $49 a month for 3,000 credits. Verified Telegram, email and LinkedIn for the people on these rows unlock on any paid NAUT plan, so start a 7-day trial if you need the channels as well as the names.
Crypto payment companies FAQ
Who are the crypto payment companies on NAUT?
NAUT tracks 57 crypto payment companies as of 4 November 2026, from gateways such as Transak, Alchemy Pay and xMoney to cross-border rails such as Caliza, Tazapay and OfficialXFX, payment APIs such as BlindPay, Request and StraitsX, and payment networks such as Dash, Huma Finance and Zebec Protocol. Each row links to its NAUT page with the team, domain and X account.
How many of these rows are stablecoin payment companies?
13 of the 57 rows name stablecoins or digital dollars in their own NAUT description, including Juicyway, kredete, PEXX_Official, RedotPay, BlindPay, Velocity and Pact Labs, read on 4 November 2026.
Where can I find these payment companies and their decision makers?
On NAUT: the 57 company pages linked above carry 105 people across the 43 rows that name anyone, and GET https://api.naut.so/v1/projects?sector=Payment&limit=100 returns the same rows through the API. Verified Telegram, email and LinkedIn unlock on any paid NAUT plan, so start a 7-day trial to open the channels.
Which crypto payment companies on this list have the deepest teams on NAUT?
allscaleio, Huma Finance and Zebec Protocol each list 6 people on NAUT as of 4 November 2026, then Caliza with 5 and BlindPay and xMoney with 4 each.
How was this list of 57 filtered, and what was left out?
NAUT started from 238 Payment-tagged rows on 4 November 2026, kept the 75 whose description names a payments product, and removed 9 rows that do something else, 3 with no live naut.so page, and 6 more on a second read, including Abound, Altitude and Arf after their own sites were checked. 20 of the 63 shortlisted rows went through that site check and 40 published rows did not.
Sources
- NAUT production database, read 4 November 2026: the Payment sector tag, each row's description, domain, X handle and decision makers.
- Company sites read on 4 November 2026 for the 20 checked rows, including caliza.com, cedar.money, borderless.xyz, blindpay.com, holyheld.com, dash.org, fuse.io, allscale.io, citypay.io, dtcpay.com, dltpay.com and joinabound.com for the rows that were dropped.
- HesabPay case study, December 2023.
- Centi seed round press release.
- Helio acquisition report, January 2025.
- DTR ownership report.
allscaleio
Huma Finance
Zebec Protocol
Caliza
BlindPay
xMoney
Dash
Kulipa
OfficialXFX
RedotPay
Request
Riva
Tazapay
Transak