
NAUT tracks 93 crypto lending platforms: project companies whose own NAUT description says they run a lending or borrowing protocol, platform or money market, read from NAUT's database on 12 November 2026. 57 of the 93 have at least 1 funding round on NAUT's record and 48 have a live token, from Aave and Morpho to Bitcoin lenders such as zestprotocol and Liquidium.
How this list was built: on 12 November 2026, 119 live, non-archived project rows had a description that matched lending, borrowing or money market wording. Each description was read, and 25 rows were dropped because their own description names a different main product, such as a stablecoin, a DEX, a launchpad, a liquid staking token or a T-bill fund. 1 more row, Alpha Fi, was left out because its live record has no NAUT page to link. That leaves 93. Token flags and round counts are NAUT's own record. The funding totals of the 8 companies with the largest recorded raises were checked against outside reporting; the other 49 companies with a round were not put through that check.
Which crypto lending platforms are there, by segment?
The 93 crypto lending companies fall into 5 segments, read from what each one's own description says it lends against or how it prices loans. The table is ranked by how many platforms each segment holds. "Token" counts the platforms with a live token on NAUT, and "Round" those with at least 1 funding round there.
| Segment | Total | Token | Round |
|---|---|---|---|
| Money markets | 68 | 34 | 41 |
| Credit and RWA | 8 | 4 | 6 |
| NFT lending | 7 | 3 | 5 |
| Bitcoin lending | 6 | 4 | 2 |
| Fixed-rate lending | 4 | 3 | 3 |
| All segments | 93 | 48 | 57 |
Money markets and pooled lending make up 68 of the 93: pooled supply and borrow protocols such as Aave, Venus, Kamino and Euler Finance, many tied to 1 chain, from Suilend on Sui to Yei Finance on Sei. The 8 credit and RWA lenders, among them Goldfinch, Clearpool and 3janexyz, lend to institutions, businesses or against real-world assets. 7 platforms lend against NFTs, 6 serve Bitcoin holders (Blend Finance, Firefish, Liquidium, Tonka Finance, Yala, zestprotocol), and 4 sell fixed-rate loans (NotionalFinance, Port Finance, Tenor Finance, term_labs).
Which of these DeFi lending platforms have a live token?
48 of the 93 DeFi lending platforms carry a live token on their NAUT record, and 32 of those also have a funding round there. "Rounds" is the count of rounds NAUT holds for the company.
| Company | Segment | Rounds |
|---|---|---|
| Money markets | 5 | |
| Money markets | 0 | |
| Money markets | 1 | |
| Money markets | 4 | |
| Money markets | 5 | |
| Money markets | 1 | |
| Money markets | 0 | |
| Money markets | 0 | |
| Money markets | 5 | |
| Money markets | 3 | |
| Money markets | 6 | |
| Money markets | 4 | |
| Money markets | 0 | |
| Money markets | 0 | |
| Money markets | 4 | |
| Money markets | 0 | |
| Money markets | 0 | |
| Money markets | 5 | |
| Money markets | 2 | |
| Money markets | 1 | |
| Money markets | 0 | |
| Money markets | 2 | |
| Money markets | 3 | |
| Money markets | 0 | |
| Money markets | 1 | |
| Money markets | 1 | |
| Money markets | 2 | |
| Money markets | 1 | |
| Money markets | 1 | |
| Money markets | 2 | |
| Money markets | 1 | |
| Money markets | 0 | |
| Money markets | 0 | |
| Money markets | 0 | |
| Credit and RWA | 4 | |
| Credit and RWA | 4 | |
| Credit and RWA | 3 | |
| Credit and RWA | 2 | |
| NFT lending | 0 | |
| NFT lending | 4 | |
| NFT lending | 1 | |
| Bitcoin lending | 2 | |
| Bitcoin lending | 0 | |
| Bitcoin lending | 0 | |
| Bitcoin lending | 1 | |
| Fixed-rate lending | 3 | |
| Fixed-rate lending | 4 | |
| Fixed-rate lending | 0 |
Which crypto lending platforms have no live token on NAUT's record?
45 platforms have no live token flagged on NAUT, and 20 of them have neither a token flag nor a round on record. Read the "No" with care: 12 of these 45 have a token sale (an IDO, IEO or ICO) as their latest round on NAUT, among them Silo Finance, Parrot Protocol, Save and Apricot Finance, so check a token's status on the company page before you pitch token services.
| Company | Segment | Rounds |
|---|---|---|
| Money markets | 1 | |
| Money markets | 7 | |
| Money markets | 2 | |
| Money markets | 0 | |
| Money markets | 1 | |
| Money markets | 1 | |
| Money markets | 0 | |
| Money markets | 0 | |
| Money markets | 6 | |
| Money markets | 0 | |
| Money markets | 1 | |
| Money markets | 1 | |
| Money markets | 0 | |
| Money markets | 1 | |
| Money markets | 0 | |
| Money markets | 0 | |
| Money markets | 2 | |
| Money markets | 6 | |
| Money markets | 1 | |
| Money markets | 5 | |
| Money markets | 0 | |
| Money markets | 0 | |
| Money markets | 4 | |
| Money markets | 4 | |
| Money markets | 2 | |
| Money markets | 0 | |
| Money markets | 2 | |
| Money markets | 0 | |
| Money markets | 1 | |
| Singular Protocol | Money markets | 0 |
| Money markets | 3 | |
| Money markets | 0 | |
| Money markets | 0 | |
| Money markets | 0 | |
| Credit and RWA | 0 | |
| Credit and RWA | 1 | |
| Credit and RWA | 1 | |
| Credit and RWA | 0 | |
| NFT lending | 0 | |
| NFT lending | 1 | |
| NFT lending | 6 | |
| NFT lending | 1 | |
| Bitcoin lending | 0 | |
| Bitcoin lending | 0 | |
| Fixed-rate lending | 1 |
Which crypto lending platforms raised the most?
The chart shows NAUT's recorded totals for the 10 largest crypto borrowing platforms by amount raised, once 6 larger totals are set aside. Those 6 belong to Parrot Protocol, Morpho, Aave, Euler Finance, Save and TrueFi: an outside check of NAUT's figure disagreed with reporting for the first 3 and found no source that matched for the other 3, so their totals stay off the chart until they are fixed.
2 of the 8 checked totals held. Goldfinch is recorded at $37M across 3 rounds, inside the $36M to $38M range outside trackers report, and its latest round on NAUT, a $25M Series A extension led by Andreessen Horowitz on 6 January 2022, matches CoinDesk. Silo Finance is recorded at $31.1M from 1 round, and CoinLore states that "The Silo Finance (SILO) ICO started in 2021 and raised $31,147,944 USD." The other 8 totals on the chart, from Moonwell at $23M down, are NAUT's record and were not checked.
Which investors backed the most crypto lending rounds?
The table ranks the 12 investors that appear most often as backers in the rounds NAUT holds for these 93 companies. Each count is NAUT's record of backers, so a backer a source names but NAUT has not stored is missing from it.
| Rank | Investor | Rounds backed |
|---|---|---|
| 1 | 9 | |
| 2 | 7 | |
| 3 | 6 | |
| 4 | 6 | |
| 5 | 6 | |
| 6 | 5 | |
| 7 | 5 | |
| 8 | 4 | |
| 9 | 4 | |
| 10 | 4 | |
| 11 | 4 | |
| 12 | 4 |
Coinbase Ventures sits on 9 of these rounds and The Spartan Group on 7. For a founder raising for a lending protocol, these 12 funds have already written checks into the segment, and each name opens the fund's NAUT page with its portfolio.
What this tells a BD team selling to crypto lending companies
- The 48 platforms with a live token have an asset on the market, so token services such as market making and listings have something to work on there.
- 68 of the 93 are money markets, many named after 1 chain, such as Suilend on Sui or Yei Finance on Sei, so a pitch for 1 chain narrows the list fast.
- The 8 credit and RWA lenders lend to institutions, businesses or against real-world assets by their own descriptions, a different buyer from the pooled money markets.
- 20 platforms have neither a token flag nor a round on NAUT, so they are earlier and harder to qualify from the outside.
- Pick a segmentThe 5 segments split the 93, from 68 money markets to 4 fixed-rate lenders.
- Sort by token48 have a live token and 45 do not, which decides whether you pitch token services.
- Open the company pageEach of the 93 names above links to its NAUT page, with any team members NAUT holds.
- Check the backersCoinbase Ventures backed 9 of these rounds on NAUT's record, a route to a warm intro.
What this tells a founder raising for a lending protocol
- 57 of the 93 platforms have a round on NAUT, so an investor comparing you has a long peer set in your segment.
- Your closest comparables sit in your own segment: 6 Bitcoin lenders, 7 NFT lenders, 4 fixed-rate lenders.
- The 12 most frequent backers above have each joined 4 or more of these rounds on NAUT's record, which makes them the first shortlist to research.
- The most recent dated round NAUT holds in this set is Tenor Finance's Extended Seed on 22 July 2026, with Suilend on 25 June 2026 before it. The full window of recent lending raises is in Crypto lending funding: $259.25M since July, no firm led twice.
- Find your segmentCompare yourself with the 68 money markets or the 8 credit lenders, whichever you are.
- Map who funded peersOpen each peer's NAUT page and read the rounds NAUT holds for it.
- Shortlist fundsStart from the 12 investors above, led by Coinbase Ventures on 9 rounds.
- Reach the partnerOpen the fund's NAUT page for its team and the channels NAUT has on file.
Related reading on NAUT: Crypto lending funding: $259.25M since July, no firm led twice and Crypto money market protocols: 51 on NAUT, 32 with a live token.
Can you pull this data through the NAUT API?
Yes. GET https://api.naut.so/v1/projects/morpho returns 1 company from this list with its team, at 5 credits a call with an Authorization: Bearer $NAUT_KEY header, so the 93 slugs linked above cost 465 credits to pull in full. GET https://api.naut.so/v1/search?q=lending returns up to 12 projects and 12 people for a word, a starting point you then filter by each description as this list did. The endpoints are at naut.so/docs/api and the plans at naut.so/pricing. Verified Telegram, email and LinkedIn for the people at these companies unlock on any paid NAUT plan, so start a 7-day trial before you run the list.
Crypto lending platforms FAQ
Which crypto lending platforms are there?
NAUT's data shows 93 crypto lending platforms on 12 November 2026: 68 money markets and pooled lenders such as Aave, Morpho and Kamino, 8 credit and RWA lenders such as Goldfinch, 7 NFT lenders, 6 Bitcoin lenders and 4 fixed-rate lenders. Each is a project whose own NAUT description says it runs a lending or borrowing protocol, platform or market.
Which crypto lending platforms raised money?
57 of the 93 crypto lending platforms on NAUT have at least 1 funding round on NAUT's record as of 12 November 2026. Of the 8 largest recorded totals checked against outside reporting, Goldfinch at $37M and Silo Finance at $31.1M held, and the next largest on NAUT's record, not checked, include Moonwell, Apricot Finance and Minterest.
Which investors back crypto lending platforms most often?
On NAUT's record as of 12 November 2026, Coinbase Ventures backed 9 rounds at these 93 lending platforms, The Spartan Group 7, and GSR, NGC Ventures and AU21 Capital 6 each.
Where can I find the teams behind crypto lending platforms and their contact channels?
On NAUT. Each of the 93 crypto lending platforms in this article links to its NAUT page, which lists any team members NAUT holds, and GET https://api.naut.so/v1/projects/<slug> returns the same company for a script at 5 credits a call. Verified Telegram, email and LinkedIn unlock on any paid NAUT plan, so start a 7-day trial to open the channels.
Sources
Every company, description, segment, token flag, round count, funding total and backer count in this article was read from NAUT's own project database on 12 November 2026, and each name links to its NAUT page. 8 funding totals were checked against outside reporting, and 2 outside facts are cited where they appear: Goldfinch's Series A extension from CoinDesk, 6 January 2022, and Silo Finance's token sale from CoinLore.
Goldfinch
Silo Finance
Moonwell
Apricot Finance
Minterest
IQ Protocol
Jet Protocol
NotionalFinance
Kyoko
Radiant Capital