NAUT tracks 51 crypto money market protocols, the venues where a user deposits an asset to earn interest or posts collateral to borrow against it, each one checked on 2 November 2026 against its own NAUT description. 32 of the 51 have a live token and 19 are still pre-token, they run across 43 chains, and every protocol below links to its NAUT page with its team.
How this money market protocols list was built: on 2 November 2026 NAUT's database held 97 project rows under the Money Market sector tag, and this list keeps the 51 whose own NAUT description says the protocol lends, borrows or runs a credit market. The other 46 are out. 11 carry no description at all on NAUT, so there is nothing to check them against, and the remaining 35 describe something else by their own words: a Bitcoin layer 2, a cross-chain bridge, an on-chain mutual fund platform, a treasury-backed token system, a restaking layer, an FCA-approved banking app, a yield optimiser, a points market, a venture fund and a credit risk consultancy among them. The scope is NAUT's Money Market tag, so a lending protocol filed on NAUT under another sector tag alone is not counted here. Token status and chains are the values each project's NAUT page carries; NAUT's data shows no price feed for a pre-token row, and a row can be a protocol that has since wound down, because NAUT keeps the page either way.
Which crypto money market protocols have a live token?
32 of the 51 do. Each row is the protocol's own NAUT description, cut to its product, and the chains its NAUT page lists.
| Protocol | Chains | What it does |
|---|---|---|
 Agora Defi |
Metis | Lending, borrowing and swapping on Metis |
 Avalon Labs |
BNB Chain, Bitlayer, Ethereum, Merlin | Bitcoin-backed stablecoin, cross-chain lending and a fixed-rate CeDeFi lending platform |
 BENQI |
Avalanche | Lend, borrow and earn interest, plus liquid staking for AVAX |
 Compound |
16, from Ethereum to Solana | Supply crypto as collateral to borrow the base asset |
 dForce |
Arbitrum, BNB Chain, Energi, Ethereum, Kava, Polygon | A protocol set covering assets, lending and trading |
 Dolomite |
Arbitrum, Berachain, Ethereum, Mantle | Margin trading and lending |
 Echelon Market |
Aptos, BNB Chain, Movement | Money market for Move chains |
 Gearbox |
Arbitrum, Ethereum, Optimism | Borrowing power that can be used inside other DeFi protocols |
 Goldfinch |
Ethereum | Credit protocol open to any lender |
 Hatom |
MultiversX | Algorithmic lending, borrowing and staking on MultiversX |
 Iron Bank |
Fantom, Optimism | Lending for protocols and individuals, built around capital efficiency |
 Jet Protocol |
Solana | Borrowing and lending on Solana |
 Kamino |
Solana | Credit and liquidity protocol unifying lending and liquidity |
 Konomi Network |
Ethereum, Polkadot | Money market for cross-chain assets |
 Liqwid Finance |
Cardano | Non-custodial pooled lending with liquid staking |
 Lodestar Finance |
Arbitrum | Money market for Arbitrum's yield-bearing assets |
 Maple |
Base, Ethereum | Pooled capital lent to institutional borrowers |
 Moonwell |
Base, Moonbeam, Moonriver | Open lending and borrowing on Moonbeam and Moonriver |
 Mustang |
not listed | Borrow the MUST stablecoin against collateral at fixed rates |
 Nostra |
Arbitrum, Base, Ethereum, Solana, Starknet | Starknet app that pairs lending with a DEX, bridge and staking |
 NotionalFinance |
Ethereum | Fixed-rate borrowing and lending on Ethereum |
 Orbit Protocol |
Blast | Lending platform on Blast |
 Pine Protocol |
Ethereum, Polygon | Borrow tokens against NFT collateral |
 Quantix Finance |
Tron | Institutional lending and structured credit pools on Tron |
 Radiant Capital |
Arbitrum, BNB Chain, Base, Ethereum | Omnichain money market built on LayerZero |
 Spark |
Ethereum | Supply, borrow and save across a range of assets |
 TapiocaDAO |
Arbitrum | Omnichain money market |
 TrueFi |
Avalanche, Ethereum, Plume | Collateral-free on-chain lending |
 Union Finance |
Optimism | Credit protocol built on Ethereum |
 Venus |
Arbitrum, BNB Chain, Base, Ethereum, Optimism, Unichain, zkSync | Money market for asset lending and synthetic stablecoins |
 Yei Finance |
BNB Chain, Sei | Money market on Sei |
 zestprotocol |
BNB Chain, Base, Ethereum, Stacks | Borrow against Bitcoin assets, plus a Stacks deposit market |
Which crypto money market protocols are still pre-token?
19 of the 51 carry no live token on NAUT's record as of 2 November 2026. For a BD team these are the rows where a token has not set the agenda yet, and the team is usually small enough that 1 message reaches the person deciding. Each row again carries the protocol's own NAUT description and the chains its NAUT page lists.
| Protocol | Chains | What it does |
|---|---|---|
 3janexyz |
Ethereum | Credit-based money market |
 Angular Finance |
not listed | Lending protocol on Kusama |
 Apricot Finance |
Solana | Collateralised lending on Solana |
 APX Lending |
not listed | Bitcoin-secured loans |
 Astarter |
not listed | Cardano DeFi hub with a money market and a DEX |
 Blend Finance |
not listed | Lending protocol on a Bitcoin layer 2 |
 DivineResearch |
World Chain | Progressive lending system |
 Fungify |
Ethereum | NFT index and algorithmic lending |
 Hedge Labs |
Solana | Lending protocol on Solana |
 INIT Capital |
Mantle | Liquidity hook money market |
 Klap Finance |
Klaytn | Liquidity market for depositors and borrowers |
 MetaStreet |
not listed | Liquidity protocol for NFT credit markets |
 Moma Protocol |
BNB Chain, Ethereum, HECO | Liquidity for DeFi lending markets |
 Moola Market |
Celo | Non-custodial liquidity protocol for yield and credit |
 Pac Finance |
Blast | DeFi lending on Blast |
 TemplarProtocol |
Bitcoin | Decentralised lending protocol |
 Tydro |
Ink | Non-custodial lending for suppliers and over-collateralised borrowers |
 Untangled |
Stellar | Real-world-asset credit platform |
 zkLend |
Ethereum, Starknet | Money market built on Starknet |
Which chains carry the most crypto lending protocols?
Ethereum does, with 20 of the 51. Ranked by how many of the 51 protocols list each chain on their NAUT page, with the live-token share of each:
| Chain | Protocols | With a live token |
|---|---|---|
| Ethereum | 20 | 16 |
| BNB Chain | 9 | 8 |
| Arbitrum | 9 | 9 |
| Base | 7 | 7 |
| Solana | 6 | 4 |
| Optimism | 5 | 5 |
| Avalanche | 3 | 3 |
| Polygon | 3 | 3 |
35 more chains carry 1 or 2 each, from Cardano and MultiversX to Ink, Sei and Stacks, which is how 43 chains show up across 51 protocols. 19 of the 51 deploy on 2 or more chains, 26 on exactly 1, and 6 list no chain at all on NAUT.
Which protocols run on the most chains?
Compound lists 16 chains on its NAUT page, more than twice the next protocol, and all 8 of these have a live token. The remaining 43 protocols list 3 chains or fewer.
What this tells a BD team
- The 51 split cleanly for outreach: 32 with a live token have a treasury and a listing to defend, and the 19 pre-token rows are earlier buyers of audits, market making, custody and oracle feeds.
- Chain concentration tells you who to brief first. 20 of the 51 are on Ethereum and 9 each on BNB Chain and Arbitrum, so 1 ecosystem angle covers a large slice of the list.
- The 19 multi-chain protocols are the ones that buy infrastructure repeatedly, 1 deployment at a time.
- Every row links to a NAUT page that lists the team, which is where a name and a channel come from.
- Pick the chain20 of the 51 protocols list Ethereum, 9 BNB Chain and 9 Arbitrum.
- Split by token stage32 have a live token, 19 are pre-token, so the pitch differs.
- Open the protocol pageEach of the 51 NAUT pages lists the team behind the protocol.
- Unlock the channelVerified Telegram, email and LinkedIn come with any paid NAUT plan.
What this tells a founder or an investor sourcing deals
- The 19 pre-token protocols are the sourcing pool: NAUT holds no live token for any of them as of 2 November 2026.
- 6 of the 51 list no deployment chain on NAUT, so a chain claim on those needs asking the team directly.
- The crowded part of the market is 1 chain deep: 26 of the 51 run on exactly 1 chain, which is the gap a multi-chain plan is sold into.
- 43 chains across 51 protocols means most chains have 1 lending venue or 2, so a new chain usually has room for a money market.
- Start pre-tokenThe 19 pre-token rows have no live token on NAUT's record.
- Check the footprint19 of the 51 run on 2 or more chains, 26 on exactly 1.
- Flag the blanks6 protocols list no chain on NAUT, so ask the team which chain is live.
- Pull it in bulk1 API call returns the Money Market rows by token stage.
Related reading on NAUT: Crypto lending funding: $259.25M since July, no firm led twice and DeFi funding: 7 of 15 rounds went to perps, no VC led twice.
Can you pull this data through the NAUT API?
Yes. GET https://api.naut.so/v1/projects?sector=Money%20Market&token=launched&limit=100 returns the Money Market projects whose token is live, the pool this list's 32 were cut from, and swapping token=pre returns the pre-token side, while GET https://api.naut.so/v1/projects/compound returns 1 protocol with its team. Each call costs 5 credits on any paid plan, the endpoints are documented at https://naut.so/docs/api and the plans at https://naut.so/pricing, and the header is Authorization: Bearer $NAUT_KEY. Verified Telegram, email and LinkedIn for the people on those pages unlock on any paid NAUT plan, so start a 7-day trial if you need the channels as well as the names.
Crypto money market protocols FAQ
What are the main crypto money market protocols?
NAUT tracks 51 crypto money market protocols as of 2 November 2026, and the ones with the widest chain footprint are Compound on 16 chains, Venus on 7, dForce on 6 and Nostra on 5. Other live-token names on the list include Spark, Maple, Kamino, Dolomite, Moonwell and Radiant Capital.
What is a crypto money market protocol?
It is a protocol where lenders deposit an asset into a pool to earn interest and borrowers draw from that pool against collateral, with the rate set by how much of the pool is being used. All 51 rows in this list say in their own NAUT description that they lend, borrow or run a credit market, which is how they were separated from the 46 Money Market-tagged rows that describe something else.
How many defi lending protocols on NAUT have a live token?
32 of the 51, read on 2 November 2026. The other 19 are pre-token, including 3janexyz, INIT Capital, zkLend, Tydro and MetaStreet.
Which chain has the most crypto lending protocols?
Ethereum, with 20 of the 51 protocols listing it on their NAUT page, 16 of them with a live token. BNB Chain and Arbitrum follow with 9 each, then Base with 7 and Solana with 6.
Where can I find the teams behind these 51 money market protocols and their contact channels?
On NAUT. Each of the 51 protocols has a page that lists the people on its team, and GET https://api.naut.so/v1/projects?sector=Money%20Market&limit=100 returns the same set in 1 call for 5 credits. Verified Telegram, email and LinkedIn for those people unlock on any paid NAUT plan, so start a 7-day trial if you need to reach them.
Sources
Every number here is recounted from NAUT's own project database, read on 2 November 2026: the Money Market sector tag, each project's own NAUT description, its token status and the chains its page lists. Each protocol name links to its NAUT page, which is the source for its team and its current status. Nothing in this list is taken from a third-party tracker.