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Crypto neobank funding: 18 rounds, $11.5M, Takenos took 61%

By NAUT Research · · 7 min read

$11.5M Crypto neobank funding raised across the 15 of 18 rounds that disclosed an amount, since 1 January 2023. Logos: Takenos, Altitude, BoundlessPay, ZimaBank, Veera, Tria, allscaleio.

NAUT tracks 18 crypto neobank funding rounds at 7 companies announced since 1 January 2023, and the 15 of them that disclosed an amount raised $11,519,945. The largest is the $7,000,000 extended seed at Takenos announced on 4 November 2026, which is 61% of that total on its own, co-led by North Island Ventures and Road Capital.

Data as of 11 November 2026, from NAUT's own funding records. The starting set is every round announced on or after 1 January 2023 at a live company carrying NAUT's Neobank sector tag: 40 rounds at 13 companies, $123,201,355 disclosed. A tag is a lead, so each of the 13 descriptions was read against what the headline claims, and 6 companies holding 22 rounds and $111,681,410 were set aside for a reason of their own: Plasma, 7 rounds and $75,831,341, whose description names an EVM-compatible Bitcoin sidechain for stablecoin payments; Stakestone, 2 rounds and $23,000,000, a multichain liquidity and liquid restaking protocol; Umoja, 2 rounds and $6,000,000, an asset-hedging protocol; Superform, 2 rounds and $4,420,069, a DeFi yield marketplace; Wisdomise, 5 rounds and $1,730,000, an AI portfolio tool; and Xhype, 4 rounds and $700,000, a decentralised marketplace for private purchases. That leaves the 18 rounds and 7 companies in this report, 9.4% of the tagged money. 12 claims across all 7 companies were put to outside pages, 9 of which cleared the bar this report uses (a quote located on the page, or a confirmed finding plus a second source); the 3 that did not are named below. NAUT Research wrote this report; no one paid for it.

Which crypto neobank funding rounds closed since 2023?

Ranked by the amount NAUT holds for each round, largest first.

Date Company Round type Raised
4 Nov 2026 Extended Seed $7,000,000
23 Aug 2023 IDO $3,000,000
23 Aug 2023 IDO $428,925
7 Jun 2024 IDO $200,000
18 Oct 2024 IDO $200,000
15 Jun 2024 Private $100,000
19 Oct 2024 IDO $100,000
19 Oct 2024 IDO $100,000
21 Oct 2024 IDO $100,000
25 Nov 2024 IDO $100,000
22 Jun 2024 IDO $75,000
19 Nov 2024 Private $50,000
29 Sep 2024 KOL $25,000
30 Sep 2024 KOL $25,000
29 Apr 2026 ICO $16,020
3 Nov 2025 ICO Not disclosed on NAUT's record
3 Nov 2025 ICO Not disclosed on NAUT's record
25 Jun 2026 Funding Round Not disclosed on NAUT's record

16 of the 18 rounds are token or private sale rows (9 IDO, 3 ICO, 2 KOL, 2 Private), and the 14 of those that disclosed an amount hold $4,519,945, 39% of the money. The 2 equity-style rounds are Takenos's extended seed at $7,000,000 and the 25 June 2026 funding round at allscaleio, which stores no amount. The median disclosed round is $100,000, and 13 of the 15 are under $500,000.

Which crypto neobanks raised the most?

Ranked by the disclosed total NAUT holds for each company since 1 January 2023.

Company Rounds Disclosed Outside check
1 $7,000,000 Confirmed, quoted
2 $3,428,925 Differed, not used
7 $875,000 Quote not found
4 $200,000 Not found on page
1 $16,020 Confirmed, 2 sources
2 Not disclosed on NAUT's record Company total only
1 Not disclosed on NAUT's record Company total only

2 of the 18 round records were confirmed at the figure NAUT stores, Takenos's $7,000,000 and Veera's $16,020. The other 16 rounds carry no outside confirmation in this report: the Altitude check came back with a different sale date, the page read for BoundlessPay did not carry the line the check was looking for, and the page read for ZimaBank's 4 rounds gave a company-level total instead, so all 3 are left out of every figure above.

Who runs each crypto neobank, and who backed it?

  • runs a stablecoin platform for Latin American freelancers, with multi-currency accounts, a card and remittances, confirmed on a Portal case study and LatamList.
    • CEO and co-founder: Lucas Posada, named on Takenos's own announcement, which says it "was founded in 2022 by Lucas Posada, Joaquín Herrera, Francisco Goulu and Simón Bouché". NAUT holds no team row for the company, so there is no page to link yet
    • Co-led by: North Island Ventures and Road Capital
    • Joined: Variant, Lattice and Reverie
  • is a payments platform built on Squads.
    • Co-founder and CEO: Stepan Simkin
    • Backers: none on NAUT's record for either 2023 IDO round
  • sells a digital banking app for cross-border collections, payments and settlement in USDT and USDC.
    • Founder and CEO: Franklin Peters, a title its own posts and a company news page carry
    • Backers: none on NAUT's record for its 7 rounds
  • runs a banking app inside Telegram.
    • NAUT holds no team row for the company
    • Backers: none on NAUT's record for its 4 rounds
  • is a self-custodial Web3 neobank for gasless, seedless crypto payments on a chain-abstraction layer.
    • Co-founder and CEO: Vijit Katta, a title his own X profile and the company's site carry
    • Company funding: the page read puts its pre-seed at $12M, naming P2 Ventures, Sandeep Nailwal and Aptos as the investors. NAUT stores no amount on either 3 November 2025 row, so that figure sits outside the $11,519,945 in this report
  • runs a cryptocurrency financial services platform.
    • CEO: Sukhdeep Bhogal, the title NAUT stores, and the one the company's own X account gives to his handle
    • Backers: none on NAUT's record for the April 2026 ICO
  • runs payments and monetisation for freelancers and creators, who invoice, run payroll and hold income in stablecoins.
    • NAUT holds 8 contact records for the company, 5 of them under a co-founder title
    • Company funding: the coverage read puts its total at $6.5M, including a $5M seed led by YZi Labs, under the headline "AllScale Raises $5M Seed Led by YZi Labs to Build World's First Self-Custody Stablecoin Neobank". YZi Labs has no NAUT page, and NAUT stores no amount on the 25 June 2026 round

1 of the 18 rounds carries a backer on NAUT's record, Takenos's extended seed, which holds 5 firms with the lead flag set on North Island Ventures and Road Capital. The other 17 rounds hold no backer at NAUT, which is NAUT's record of them rather than a statement that none was named anywhere.

Anyone listed can ask NAUT to remove their page at https://naut.so/legal/data-deletion.

How much crypto neobank funding did each company raise?

Disclosed funding per company since 2023, $M
  1. Takenos$7M
  2. Altitude$3.43M
  3. BoundlessPay$0.88M
  4. ZimaBank$0.2M
  5. Veera$0.02M

Takenos at $7,000,000 and Altitude at $3,428,925 hold $10,428,925 between them, 90.5% of the $11,519,945 disclosed. BoundlessPay holds $875,000 across 7 rounds, ZimaBank $200,000 across 4 and Veera $16,020 in 1. Tria and allscaleio stay out of the chart because NAUT stores no amount on their 3 rounds.

What this tells a BD team

  • The money is recent and it sits with 1 company. 3 of the 18 rounds were announced in 2026 and they hold $7,016,020, 61% of the disclosed total, almost all of it Takenos's $7,000,000 on 4 November 2026. The 11 rounds of 2024 hold $1,075,000 between them.
  • The product split is freelancer payouts and banking apps. 2 of the 7 stored descriptions name a freelancer or creator product, Takenos and allscaleio, and 2 name a banking app, BoundlessPay and ZimaBank. Tria is described as a self-custodial Web3 neobank, Altitude as a payments platform and Veera as a cryptocurrency financial services platform.
  • These are small cheques, so expect small teams. The median disclosed round is $100,000 and 13 of the 15 are under $500,000. A seat licence or a retainer priced for a Series B team will not land here.
  • Decision makers are on file at 5 of the 7. NAUT holds 28 contact records across Altitude, BoundlessPay, Tria, Veera and allscaleio, and none at ZimaBank or Takenos.
How a BD team can work these 7 companies
  1. Start with the fresh roundTakenos closed $7,000,000 on 4 November 2026, 61% of the disclosed total in this report.
  2. Pick a product fit2 of the 7 descriptions name a freelancer product, Takenos and allscaleio, and 2 name a banking app, BoundlessPay and ZimaBank.
  3. Find the decision makerNAUT holds 28 contact records at 5 of the 7 companies, such as CEO Vijit Katta at Tria.
  4. Price for a $100,000 roundThe median disclosed round here is $100,000, so lead with a starter tier.

What this tells a crypto neobank founder

  • The crypto neobank investors on NAUT's record of this set are 5 firms, all in 1 round. North Island Ventures and Road Capital co-led Takenos's $7,000,000 extended seed, with Variant, Lattice and Reverie joining. No firm appears twice on NAUT's record of these 18 rounds.
  • Most of this Web3 neobank funding came through a token sale. 16 of the 18 rounds are sale rows and the 14 that disclosed hold $4,519,945, against $7,000,000 in 1 priced seed extension.
  • The outside money for this set is landing in Latin America and on stablecoin payroll. The 2 largest confirmed company totals outside NAUT's round rows are Tria at $12M pre-seed and allscaleio at $6.5M, both self-custodial account products, per the pages read on 11 November 2026.
How a founder can use this data
  1. Check who writes in this sector5 firms sit on NAUT's record of these 18 rounds, all 5 in Takenos's $7,000,000 extended seed.
  2. Benchmark your askThe median disclosed round is $100,000 and 13 of the 15 are under $500,000.
  3. See which backers leadNorth Island Ventures and Road Capital carry the lead flag on the 1 round that holds backers.
  4. Reach the partnerEach investor page on NAUT lists the fund's team and the people to contact.

How to reach the decision makers

Every company, investor and person named above links to its NAUT page, which carries the team, the stored rounds and the channels NAUT has on file. 4 of the 7 companies have a founder or CEO with a NAUT page: Stepan Simkin at Altitude, Franklin Peters at BoundlessPay, Vijit Katta at Tria and Sukhdeep Bhogal at Veera. allscaleio carries 8 contact records, and 2 companies need a step off NAUT for now: ZimaBank and Takenos hold no team row, so Takenos's CEO Lucas Posada has no page to link.

Related reading on NAUT: Crypto neobanks: 13 of 67 on NAUT offer an account or card and Stablecoin funding: 13 startups raised $316M, no VC led twice.

Can you pull this data through the NAUT API?

Yes. GET https://api.naut.so/v1/projects?sector=Neobank returns every Neobank-tagged project in NAUT's database, which is the tagged set this report read and then cut to 7 companies, and GET https://api.naut.so/v1/projects/takenos returns 1 company with its team. For the backers, GET https://api.naut.so/v1/investors/north-island-ventures returns 1 fund with its team and its portfolio rows, each carrying company, roundType, amountUsd, announceDate and isLead, which is the shape of the round data in this report. Every call is a GET with Authorization: Bearer $NAUT_KEY and costs 5 credits, documented at https://naut.so/docs/api with plans at https://naut.so/pricing. The verified Telegram, email and LinkedIn of the people named here unlock on any paid NAUT plan, so you can start a 7-day trial and reveal them.

Crypto neobank funding FAQ

How much do crypto neobanks raise?

The median round is $100,000, and in total $11,519,945 across the 15 of 18 rounds that disclosed an amount at 7 crypto neobank companies on NAUT, announced between 23 August 2023 and 4 November 2026. NAUT's Neobank tag holds 40 rounds and $123,201,355 over the same window, and this report sets aside 6 companies, 22 rounds and $111,681,410 whose own descriptions name a sidechain, a restaking protocol, a DeFi marketplace, an AI portfolio tool or a goods marketplace.

Which crypto neobank raised the most?

Takenos, with a $7,000,000 extended seed announced on 4 November 2026, 61% of the $11,519,945 disclosed in this report. The coverage read describes a $7M seed extension led by North Island Ventures and Road Capital. Altitude is next at $3,428,925 across 2 IDO rounds on 23 August 2023.

Who invested in crypto neobank startups since 2023?

On NAUT's record of these 18 rounds, 5 firms: North Island Ventures and Road Capital co-led Takenos's $7,000,000 extended seed on 4 November 2026, with Variant, Lattice and Reverie joining. The other 17 rounds hold no backer at NAUT, and the pages read for Tria and allscaleio name P2 Ventures, Aptos, Sandeep Nailwal and YZi Labs on company totals that sit outside these 18 round records.

How many crypto neobank rounds were token sales?

16 of the 18, made up of 9 IDO, 3 ICO, 2 KOL and 2 Private rows, and the 14 of those that disclosed an amount hold $4,519,945. The 2 equity-style rounds are Takenos's $7,000,000 extended seed and the allscaleio funding round of 25 June 2026, which stores no amount.

Where can I find crypto neobank founders and their contact channels?

On NAUT. 4 of the 7 companies in this report have a founder or CEO page, from Stepan Simkin at Altitude to Sukhdeep Bhogal at Veera, NAUT holds 28 contact records across 5 of the 7, and GET https://api.naut.so/v1/projects/tria returns 1 company with its team. Their verified Telegram, email and LinkedIn unlock on any paid NAUT plan, so you can start a 7-day trial and reveal them.

Sources

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